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Agency

September 17, 2016
Agency

Why are my auto insurance rates increasing? I haven’t had an accident.

Auto insurance rates in Colorado have been fairly stable over the past several years…why are they starting to increase?  I talk to clients all day and there seems to be a perception that the amount they pay is directly related to whether or not they’ve had an ‘at fault’ accident.  While your driving record is definitely one factor, your […]
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September 1, 2016
Agency

Have a new driver in the house? Here are tips to keep them safe

Clear Communication, Expectations Are Key   As a parent, the thought of your teen behind the wheel can be scary enough. The statistics about teen driving: even scarier. In 2013, 2,163 teens ages 16 to 19 died in motor vehicle accidents, according to the Centers for Disease Control and Prevention (CDC). That’s nearly six teenagers […]
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August 9, 2016
Agency

Tips for Hiring a contractor

Hail season in Colorado means…..insurance claims and hiring a contractor for repairs.  Please keep these tips in mind before allowing any contractor on your property! Top 10 tips for hiring a contractor 1. Use your Claim professional’s estimate as a benchmark. Make sure the work outlined in your adjuster’s estimate is compatible with the work described in […]
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June 13, 2016
Agency

Safe Travels – Tips to keep safe in strange places

Before leaving home, use these sites to get the latest updates on travel warnings, health risks, visa requirements, and crime statistics.   They usually have good baseline information on risks and dangers related to a particular region.  They can also provide contact information for American embassies and consulates. U.S. State Department, U.S. Department of Homeland Security, […]
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June 7, 2016
Agency

Why you should hire your child to work in your business

  Are you paying your kid to work for your business? You’re not? You should. No, I’m not saying you should put your four-year-old behind the receptionist desk to take calls. Or ask your middle-schooler to assist you in surgery.         But if you have a teenager, you should strongly consider putting […]
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May 30, 2016
Agency

Real-World Story: A Toast Too Many

  Aunt Katherine couldn’t wait to celebrate Olivia’s graduation from college. Having her favorite niece out of state for four years was difficult for her since they were so close. After dinner with family and friends — and a few toasts — her jet lag got the best of her and it was time to go. […]
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May 12, 2016
Agency

8 mistakes Landlords Make

        ·        1. Make sure your insurance covers sewer breaks  and have high liability limits and if you have a condo add ‘loss assessments’ coverage. ·         2. Write in your lease to do semi-annual inspections.  As landlords we need to know that the property is being maintained. ·         3. Can put into lease that the tenant will have the […]
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April 29, 2016
Agency

Actual Story – Why you need a Liability Umbrella Policy

  Ashley and  Andrea were going to meet for dinner. Ashley couldn’t remember what time they were supposed to meet, so she decided to send a quick text to check. With her eyes focused on her phone, Ashley didn’t see the two bicyclists in the crosswalk until it was too late. Both cyclists sustained serious injuries, […]
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April 23, 2016
Agency

Thinking of Renting a Storage Locker?

Need additional storage for your belongings? Read below to find how to protect your items in a storage rental. ·        Choose a secure facility – Look for features such as: Gated facilities, 24/7 security cameras or guards, keypad access or locks with short    arms, which are more resistant to bolt cutters, back-up alarms in case […]
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April 14, 2016
Agency

You can help Prevent an Auto Accident

What Can You Do to Prevent Distracted Driving? Some of these distractions can be difficult to avoid. After all, it’s not like someone is going to go on a four-hour road trip and not talk to their passengers because they could be a distraction. Instead, in situations such as this, it’s helpful to find ways […]
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