November 18, 2015
AgencyPedestrian Deaths Mostly Caused by Distracted Driver & Pedestrian
According to the Colorado Dept of Transportation in 2019, seventy-six pedestrians lost their lives. The use of cell phones is a major cause of distraction because it takes our eyes off the road and and causes our mind to wonder away from what is going on around us as we drive. Studies have shown that this […]
November 13, 2015
AgencyChanging Technology In The Home: How It Can Lead To Wintertime Savings
When technology is installed and monitored in the home, it can go well beyond everyday tasks such as setting a thermostat to keep the house warm or remotely unlocking your front door. It can go as far as reducing the likelihood of severe water, fire or smoke damage, and reduce the chances that a theft […]
November 5, 2015
AgencyFrying Your Thanksgiving Turkey – Can Cause Injury & House Fires
In recent years there have been many new spins on how to cook the Thanksgiving turkey. Among the most popular is the deep frying method – many home chefs agree there’s simply no comparison to an oven-roasted bird. Turkey fresh from the fryer is moist, with crispy skin and a beautiful color. The big […]
October 29, 2015
AgencyParental Liability: You Can be Held Liable Vicariously
As Halloween approaches, here’s a “real life” story and cautionary tale for those of us with mischievous kiddos… A 14-year-old boy stumbled upon some leftover Fourth of July fireworks in his parents’ garage. He was very excited to share his discovery with his friends. A few nights before Halloween, while their parents were […]
October 22, 2015
AgencyChecklist For Inspecting your Home for Damage After a Storm
The first wave of wintry weather rolled across the Rockies and into the Denver area this week. Following the lovely summer and autumn months, our first inclination is to hunker down inside, relying on our home to shield us from the dampness and lower temperatures. In the early summer, hail storms frequent the front range […]
October 14, 2015
AgencyTips for Winterizing Your Home And Auto to Prevent Insurance Claims
We’re now approaching the tail end of the autumn, with the leaves tumbling and the temperatures dropping. Eventually extreme cold will set in around Colorado which can create dangerous circumstances at home and on the road if not prepared. Below are few tips to prepare for the cold, wintery weather ahead. Preparing Your Home Here […]
September 15, 2015
AgencyHow to Provide Liability Coverage for a College Student
So your baby is off to college! Are you happy or sad? You will probably experience both feelings as this is definitely a transitional time for the whole family. Parents are trying to adjust to a quieter home environment and the student is feeling a sense of freedom never experienced before. College campus’ provide a wonderful world […]
July 28, 2015
AgencyIRS Tax Relief for Disaster Expenses Not Covered by Insurance
Recovering from a disaster is not easy. But with the help of insurance and the IRS, expenses you incur from property damage and possible ensuing theft, may be reimbursable. IRS Provides Tax Relief for Expenses Caused by a Disaster and Not Covered by Insurance Specifically, IRS Publication 547 addresses casualty, disaster and theft losses (including […]
June 9, 2015
AgencyHosting a Wedding? What if someone gets hurt?
June is the #1 month for weddings to place across the U.S. Lots of guests will be drinking spirits while celebrating. If you are the host of the wedding, can you be held liable if someone drinks too much and gets hurts while at the wedding ….or worse driving home? What if someone slips on […]
May 20, 2015
AgencyBuying a new home? Here’s a Tip That Can Save you Money
Inspect the Roof of Your New Home When buying a new home, make sure to have the home inspected by a Certified Home Inspector….. and pay close attention to the following information regarding the roof: Age of the Roof (and remaining estimated life span) Current Condition of the Roof Material Type and Manufacturer […]