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March 13, 2021
Agency

Internet Retailer/Online Store Insurance Coverage

Serving all Online and Internet Retail Business’ Registered in Colorado The outbreak of Covid-19 has caused a fundamental change in the way we shop and purchase the everyday items we need, and it looks like this trend is here to stay.  As a business owner who wants to enter this selling arena, the most direct […]
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March 5, 2021
Agency

Why Did Deaths from Car Crashes Go Up in 2020?

Serving Denver, Golden, Lakewood, Littleton, Morrison, Evergreen Arvada and All of Colorado You probably have noticed fewer cars on the streets and freeways, especially around rush hour. With Covid spreading in our communities and many companies allowing their employees to work from home, our streets and highways have  opened up and we can get to […]
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January 24, 2021
Agency

Prevent a Small Business Insurance Claim by Installing the Correct Fire Extinguisher

Protect your Small Business in the Denver Metro area by Installing the Correct Fire Extinguisher What type of Fire Extinguisher Should a Small Business Install? Most people don’t realize that fire extinguishers are manufactured to extinguish fire of different types of flammable materials. Therefore it’s imperative for a small business to install the proper type […]
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January 18, 2021
Agency

When Should You Buy a Commercial Auto Insurance Policy VS a Personal Lines Policy?

Commercial Auto Insurance in Denver Colorado is offered Most clients know when you buy a personal auto policy. But sometimes clients aren’t sure which policy to buy if they use their auto for both personal use and business use.  The coverage on a commercial auto insurance policy is similar to a personal lines auto policy, […]
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January 10, 2021
Agency

Advantages of Calling an Insurance Broker When Shopping for Business or Commercial Insurance

When you are ready to shop for a new commercial, business insurance policy in the Denver Metro Colorado area, call an business insurance broker. Here’s Why. Insurance Brokers Save You Time and Money By Doing the Shopping For You! Insurance brokers can save you time by shopping around for you. They do not work for […]
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January 4, 2021
Agency

How Auto Insurance Applies If a friend Drives Your Car

Insurance carriers request all drivers who live in the same household to be listed as drivers on the auto insurance policy. That way they can collect enough premium for the risk. But human behavior dictates there are times when someone wants to ‘lend’ their car on a short term basis to a driver who doesn’t […]
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December 9, 2020
Agency

5 Common Home Insurance Exclusions – Damage Not Covered

There is an common perception that a home insurance policy will cover all types of damage. This is not true. Every policy written will have ‘exclusions’ meaning the listed peril (or loss type) is specifically excluded and will not provide coverage. Below are 5 common home insurance exclusions. You will find these exclusions on almost […]
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November 22, 2020
Agency

What is a Sump Pump? Is it’s Failure Covered by Home Insurance?

A sump pump is just a pit or a hole in the foundation of a home usually dug at the lowest point of the basement floor with the cement sloping toward the hole. A pump is installed in the hole which is designed to remove accumulating water by pumping it up and out of the […]
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September 24, 2020
Agency

Remote Work Trend | Companies Should Purchase Cyber Insurance

The rapid spread of COVID-19 has changed our world in many ways.One change is the large increase in employees working remotely, away from the company office and secured system access. Many employers and employees are finding advantages of this, but companies across the globe are seeing an increase in cyber criminals trying to access their […]
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July 30, 2020
Agency

Your Auto Insurance Policy May Pay to Replace Your Car Seat

According to the Center for Disease Control , the leading cause of death for children in the 5 -19 years of age group were due to being an occupant in a motor vehicle crash.  Factory installed seat belts are designed to fit adults who are at least 4 ‘ 9″ tall and weight as least […]
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