June 7, 2018
Agency10 Most Frequently Asked Questions about Auto Insurance
10 Most Frequently Asked Questions about Auto Insurance (Responses are for State of Colorado Only) 1. Question: Will my policy cover me if I rent a car or borrow one from a friend? Answer: Typically, all coverage that you currently car on your personal auto policy, will extend to rental car and any […]
May 24, 2018
AgencySummer Road Trips Can be a Blast or a Disaster…Here’s some tips to Avoid Disaster!
Are you heading out on a road trip for this long Memorial Weekend? Here are some tips to help ensure your trip creates some positive memories for you and your family. Tips to Turn your Road Trip into a Positive Experience Enjoy, Drive safe out there ! Note: Data and information provided on this […]
May 14, 2018
AgencyThinking of Driving for a Network Transportation Company like Uber or Lyft?
If you decide to drive for a Transportation Network Company (TNC) like Uber or Lyft…make sure you understand how your personal auto insurance policy and the insurance provided by a TNC interact, because each uses a very specific time frame when / if they will cover your liability, injuries to you and your passengers in […]
May 2, 2018
AgencyImportant Things to Consider When Buying your First Home
You want to buy your first home….but where do you start? 1. CREDIT SCORE CHECK – Before you start shopping for a new home in Denver, make sure your credit score is the highest possible. Get a free copy of the report at Credit Karma. Make sure it is correct and report any mistakes immediately. […]
May 1, 2018
AgencyWhat are Insurance Cost Factors to Consider when Buying a New Car?
Before purchasing a new car, we always advise our Denver Area Insurance Clients to call us first. Give us the year, make, model and VIN number of the car you are dreaming to own and we are happy to provide a quote of the cost to insure your dream ride. It’s always best to get […]
April 26, 2018
AgencyWhat is a 1031 Tax Deferred Exchange?
When an investor sells a rental property, typically the investor is taxed at a rate of 15-20% upon the sale. The 1031 Exchange is a tax code that allows the investor to defer the tax hit to a later date by purchasing a different property with the proceeds. The exchange must adhere to a strict […]
April 17, 2018
AgencyWhat is an Insurance Deductible and How Does it Work
A deductible is the portion of the cost you are responsible to pay after you file a claim. Deductibles can be found on almost all insurance policies. Once you file a claim and it has been deemed a covered loss, you will be paid for the repairs of that loss minus the deductible you have […]
April 5, 2018
AgencyDry Winter in Colorado Means Early Fire Season
Normal annual precipitation at the Denver International Airport is 14. 30 inches. So far this year, they’ve received 1.84 inches. That’s not very much moisture in the soil to help slow down wildfires. In fact, it’s shaping up to be the 3rd driest winter on record. The State of Colorado has already issued a […]
March 26, 2018
AgencyWhat Type of Insurance Policy does a Small Business Owner Need?
Most small business’ start out insuring their business with a Business Owners Policy, commonly referred to as a BOP policy in insurance lingo. A BOP policy is designed specifically for a small business by packaging important coverages together; general liability, loss of business income and coverage for their business property which is sometimes called contents […]
March 21, 2018
AgencyPet Safety When Traveling by Air
The airlines have been taking a beating this past week regarding their missteps when transporting our beloved pets. Obviously, they have some work to do in this dept. But in the meantime, here are some tips to help insure the safe arrival of your pet to your desired destination. 1. Consider transporting your pet […]