March 7, 2018
AgencyWhy Consultants Should Always Buy Professional Liability Insurance, Errors & Ommissions Insurance
Consultants are hired to improve their clients’ businesses in one way or another. This means the expectations are high and an oversight or mistake on the consultant’s behalf could damage the potential growth or reputation of that company. This can lead to costly lawsuits. Professional Liability Insurance, also known as Errors and Omissions (E & […]
February 22, 2018
AgencyHow to save money on Colorado home insurance
How to Save Money on Your Home Insurance in Colorado Homeowners insurance costs are on the rise here in Colorado. The main reason is the horrendous weather-related payouts the insurance carriers are experiencing. They look at several factors when pricing your insurance policy. I’ve listed the main factors below. A review of these items […]
February 15, 2018
AgencyWhat to Do If Your Small Business Suffers a Data Breach
A data breach is a serious and expensive problem for any small business. Colorado State Law defines a breach as: When there is an unauthorized acquisition of unencrypted computerized data that compromises the security, confidentiality or integrity of personal information of a Colorado resident maintained by an individual or commercial entity. Colorado State […]
February 9, 2018
AgencyGift of Jewelry for Valentines Day?
Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say, “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — but you should take a few minutes to think about […]
February 7, 2018
AgencyIncrease Sales for your Home Based Business
Running a business from home can save the small business owner a lot of money in overhead expenses, but home-based businesses often struggle with an image problem and appear less professional or may have less resources for returns or damaged product than a traditional operation with established offices or worksites. Here are 3 expenses and […]
January 26, 2018
AgencyPrice of Earthquake insurance depends on where you live
Earthquakes can severely damage homes and their foundations. Californians are once again feeling the San Andreas Fault shift under their feet. They have experienced 10 earthquakes in the past 24 hours…..WOW! Most Californian’s have by now figured out that they need to carry an insurance policy that specifically covers damage to their home due to […]
January 25, 2018
AgencyWhat if President Trump’s red ties were lost on his way to Davos Switzerland?
President Trump is arriving in Davos, Switzerland today to attend the World Economic Forum. But what would happen if the Secret Service lost his luggage carrying his Brioni Suits and red ties? If President Trump has a renters or home insurance policy, it would be covered by insurance as both policies replace personal belonging lost […]
January 23, 2018
AgencyWhy you should purchase life insurance at a young age
This week I heard my favorite singer of all time, Neil Diamond had Parkinson Disease. I’m so sad to hear of his misfortune, but it reminds me of a client of mine. Several years ago a client purchased a life insurance policy on his 5 year old son. Most people say that it’s crazy […]
January 19, 2018
AgencyWhy are Auto Insurance Rates Increasing?
TRENDS IMPACTING AUTO INSURANCE RATES IN THE DENVER AREA The Denver area has seen a great influx of new residents. Today, Denver is one of the fastest growing US cities according to US Census data. http://bit.ly/2Dm6gKS With all these newcomers to the area, comes more cars which leads to more congestion, more accidents and finally […]
January 12, 2018
AgencyDoes Your Home Insurance Cover Mudslides?
The answer is ‘NO”. The U.S. Geological Survey estimates that landslides cause an average of $3.5 billion a year in damage. https://on.doi.gov/2ASDPCh Homeowners insurance typically doesn’t cover landslides or mudslides. That’s because both are considered a form of “earth movement”, and like an earthquake or sinkhole, they’re generally excluded from a standard homeowners […]