October 14, 2022
AgencyWhat is Causing the Recent Increase in CO Home Insurance Rates?
Colorado Residents are seeing a rapid increase in their home insurance rates. In our agency we are regularly seeing 30% -50% increases in one year. It’s a painful experience, but it also helps to know ‘why’. Below are some causes of the home insurance rate increases. Ever Increasing Weather-Related Events in Severity and Frequency As you […]
February 6, 2022
AgencyTips for Hiring a General Contractor for Home Repair or Damage
After a major catastrophe where many homes are damaged or destroyed in a neighborhood, a swarm of contractors will canvas the area looking to sign people up for repairs to the home. But be very careful and do your homework before committing to anyone or signing a contact for repairs. This is the document […]
December 20, 2021
AgencyOther Structure Insurance Coverage – What Does It Cover?
The Covid spreading around the country and more and more people forced to work from home and kids participating in online classes at home; many people are reconfiguring or expanding their existing living space or retrofitting space they already have to provide better and more spaces for family members to spread out. Another option is […]
November 14, 2021
AgencyIs Deep Fat Frying Your Thanksgiving Turkey dangerous?
See Deep Fryer Erupt in Flames Here Frying a Turkey at Extremely High Temperatures Can Be Dangerous. Butterball.com recommends heating the oil to 375 degrees. Yet hot oil will start to burn at a temperature not too much higher than that at around 425 degrees. Plunking a 20 lb bird into such hot oil is […]
November 7, 2021
AgencySteps to Take After a Natural Disaster Damages Your Home
With our climate changing and our bad weather becoming more frequent and more severe; more and more homeowners are being misplaced out of their homes until repairs can be made. A lot of times homeowners are afraid to start the clean up until the insurance carrier can arrive to […]
October 8, 2021
AgencyBeware – 6 Hidden Home Fire Hazards
The thought of your home catching on fire seems far fetched, but it’s a devastating event that is costly and time consuming to rebuild your home and replace your belongings. Below are some of the most common causes of home fires that you might not ever thought about. Worn Electrical Cords Periodically check the plastic […]
April 9, 2021
Agency8 Things That Can Affect Eligibility for Home Insurance
If you are shopping for a new home insurance policy, it’s important to remember that not all insurance carriers like the same risk factors when deciding if they will offer a home insurance quote. In fact many carriers will look at the same factors when determining eligibility for a policy, because the all have experienced […]
November 22, 2020
AgencyWhat is a Sump Pump? Is it’s Failure Covered by Home Insurance?
A sump pump is just a pit or a hole in the foundation of a home usually dug at the lowest point of the basement floor with the cement sloping toward the hole. A pump is installed in the hole which is designed to remove accumulating water by pumping it up and out of the […]
July 15, 2020
AgencyWhy You Should Create a Home Inventory and How to Do It.
Every item in your home was once purchased. If you added up the cost of everything including all clothing, furniture, kitchenware, appliances, patio furniture, sporting goods, electronics etc., you would amazed at how much money you have spent over the years on these items. But what if you loose these items all at once? How could […]
January 2, 2019
AgencyHow to Prevent and Identify an Ice Dam?
The coldest winter months in Denver Colorado are December through March. Not only are these months the highest for insurance claims due to frozen pipes bursting, these cold months can also damage your roof if an ice dam develops. What is an Ice Dam? This is where water freezes in place at the edge […]