October 14, 2022
AgencyWhat is Causing the Recent Increase in CO Home Insurance Rates?
Colorado Residents are seeing a rapid increase in their home insurance rates. In our agency we are regularly seeing 30% -50% increases in one year. It’s a painful experience, but it also helps to know ‘why’. Below are some causes of the home insurance rate increases. Ever Increasing Weather-Related Events in Severity and Frequency As you […]
January 2, 2022
AgencyColorado Graduated Drivers Licensing Laws for Teen Drivers
In 1999 Colorado passed laws and began a public awareness campaign focusing on improving teen driving and lowering their accident rates. These laws were designed to give teen drivers more (supervised) experience behind the wheel and eliminating destractions while they master this very important skill. In General Graduated Driver License laws mandate the following additional […]
December 7, 2021
AgencyTips on Storing Your Car for the Winter
Many car enthusiasts store their classic, antique, or high value cars for the winter to protect them from harsh winter weather. In insurance terms this is called ‘storage mode.’ Follow these tips to help maintain the value of the car and prevent unforeseen damage to vehicle while it’s not being driven for an extended period […]
August 22, 2021
AgencyDo You Need a Liability Umbrella Insurance Policy?
Most people have heard of a liability umbrella policy (aka: umbrella policy), but they aren’t exactly sure what it is or what it does. In general, an umbrella policy is ‘additional’ liability coverage designed to payout for a catastrophic event. This policy will pay out only after the underlying policy limits on the auto or […]
May 13, 2021
AgencyExplanation of Auto Insurance Coverage in Colorado
No one intends to get in an auto accident, yet they happen everyday across Colorado and the world. The ability to hop in our car and travel where ever we want gives a feeling of freedom that almost everyone enjoys. But with other cars and drivers on the road, our ability to avoid each other […]
April 25, 2021
AgencyNo Office? Strategies for Managing Virtual Business Teams
Due to Covid, more and more frequently people are working from home and it look like this trend is here to stay, at least for some percentage of the workforce. Managing an entirely virtual team can be challenging, but a few strategies make it quite possible, so you can reap the benefits of this new […]
March 13, 2021
AgencyInternet Retailer/Online Store Insurance Coverage
Serving all Online and Internet Retail Business’ Registered in Colorado The outbreak of Covid-19 has caused a fundamental change in the way we shop and purchase the everyday items we need, and it looks like this trend is here to stay. As a business owner who wants to enter this selling arena, the most direct […]
March 5, 2021
AgencyWhy Did Deaths from Car Crashes Go Up in 2020?
Serving Denver, Golden, Lakewood, Littleton, Morrison, Evergreen Arvada and All of Colorado You probably have noticed fewer cars on the streets and freeways, especially around rush hour. With Covid spreading in our communities and many companies allowing their employees to work from home, our streets and highways have opened up and we can get to […]
January 24, 2021
AgencyPrevent a Small Business Insurance Claim by Installing the Correct Fire Extinguisher
Protect your Small Business in the Denver Metro area by Installing the Correct Fire Extinguisher What type of Fire Extinguisher Should a Small Business Install? Most people don’t realize that fire extinguishers are manufactured to extinguish fire of different types of flammable materials. Therefore it’s imperative for a small business to install the proper type […]
November 22, 2020
AgencyWhat is a Sump Pump? Is it’s Failure Covered by Home Insurance?
A sump pump is just a pit or a hole in the foundation of a home usually dug at the lowest point of the basement floor with the cement sloping toward the hole. A pump is installed in the hole which is designed to remove accumulating water by pumping it up and out of the […]