September 24, 2020
AgencyRemote Work Trend | Companies Should Purchase Cyber Insurance
The rapid spread of COVID-19 has changed our world in many ways.One change is the large increase in employees working remotely, away from the company office and secured system access. Many employers and employees are finding advantages of this, but companies across the globe are seeing an increase in cyber criminals trying to access their […]
May 29, 2020
AgencyColorado Food Delivery Drivers, Are you covered for an Auto Accident?
Almost all personal lines auto insurance policies exclude ‘delivery’ from their policies, even if you have a ‘business use endorsement’. Commercial auto policies need to be written with a ‘delivery’ exposure to ensure coverage due to an accident involving a driver delivery goods to the public. But during the current Covid-19 pandemic, restaurants have been […]
January 10, 2020
AgencyThe Opioid Drug Crisis Affects the Profitability of Small Business
National Public Radio reports that 1/3 of Americans either know an opioid addicted person or someone who has actually overdosed on the drug. In fact, more than 100 people every day overdose on opioids. In the late 1990’s pharmaceutical companies began aggressively marketing the drugs and The Centers for Disease Control and Prevention says more […]
January 11, 2019
AgencyHow Can a Small Business Increase Profitability in 2019?
The owner of a small business is a person who works long hours, wears many hats and fights lots of fires. Its the nature of starting a small business. Sometimes strategic planning and goal setting is overlooked. But the very survival of that small business, means precious time and energy should be spent on strategizing […]
January 2, 2019
AgencyHow to Prevent and Identify an Ice Dam?
The coldest winter months in Denver Colorado are December through March. Not only are these months the highest for insurance claims due to frozen pipes bursting, these cold months can also damage your roof if an ice dam develops. What is an Ice Dam? This is where water freezes in place at the edge […]
December 20, 2018
AgencyColorado Small Businesses Now have More Liability to Protect Consumer Data
Did you know that over 58% of Data Breaches happen to small Businesses? Did you know that in May 2018….. Colorado passed House Bill 18-1128 which strengthens protections for Consumer Data Privacy? And the new Colorado State Law requires a hacked company to respond! A Colorado business or entity that uses another’s ‘personal Identifiable […]
November 13, 2018
AgencyDrive Safe this Winter in Colorado – First Consider your Tires
Winter driving conditions in Colorado are different than driving in the summer. In winter road pavement temperatures’ are much lower and a layer of snow, ice and/or water greatly affect your cars’ ability to adhere to the road. Having good tires is your first line of defense in avoiding accidents while driving in wintery conditions. […]
November 6, 2018
AgencyThings to Consider When Buying a New or Used Car
The end of the year is a great time to buy a car. Dealerships are trying to empty their lots to make room for the new model year vehicles and they are trying to meet their quarter end and year end sales goals. This can translate into lower prices for the consumer. Here at […]
April 26, 2018
AgencyWhat is a 1031 Tax Deferred Exchange?
When an investor sells a rental property, typically the investor is taxed at a rate of 15-20% upon the sale. The 1031 Exchange is a tax code that allows the investor to defer the tax hit to a later date by purchasing a different property with the proceeds. The exchange must adhere to a strict […]
March 21, 2018
AgencyPet Safety When Traveling by Air
The airlines have been taking a beating this past week regarding their missteps when transporting our beloved pets. Obviously, they have some work to do in this dept. But in the meantime, here are some tips to help insure the safe arrival of your pet to your desired destination. 1. Consider transporting your pet […]